You can rely on payday loans to get rid of cash shortage between paydays. Many emergencies like car repairs, home appliances repair or any health issue can be easily sorted using these loans. So if you do not have a perfect credit, you can easily avail such loans to get rid of such emergencies.

If you have questions regarding very high interest rates offered by payday loans, you should know that the rates are calculated annually and as you know that these are short term loans so there is no need to worry about high interest rate. If you by any means postpone your loan repayment then only the interest rate rises. Read more…

Scrap metal dealers on Wednesday opposed a government plan to ban the export of lead.

Mr Philip Mwabe, the chairman of the Kenya Iron and Scrap Metal Association, said the Ministry of Industrialisation had not consulted his office before announcing its intention to effect the ban.

“We have several lead smelting factories in the country and if the government gazettes the ban, it will affect thousands of people,” said Mr Mwabe during a scrap metal dealers’ meeting at Sapphire Hotel in Mombasa.

The unionist said lead exports bring in a large amount of foreign exchange and that the ban would be punitive.

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The Tax Policy Center of the Urban Institute and the Brookings Institution contains fascinating (to a tax geek) and detailed information about taxes.  Particularly informative is the information on the Obama Administration’s 2010 income tax increase proposal.

Here’s a table showing the proposed increases for 2011 and the estimated increased revenue over a 10 year period:

The tax rate increases are bad enough, but I really hate not being able to take advantage of all of my itemized deductions!  The IRS giveth, and then the IRS taketh away.

Please note: if your site is listed with Google already, then any further attempt in submission would not help expedite listing. When you search ‘Google submit’ you can find the page where sites are submitted. Obviously, their page would be the first one to appear, but there are other faster ways to get your site noticed by them.

One good way to get your site indexed quickly by Google is through links from websites that are themselves crawled regularly. Perhaps the quickest and the most successful way is to use the advantages of online directories. Goo Read more…

People begin to think of leaving job as retirement age approaches. In terms of years, these days the operation appears to be long, but when you consider the scenario in terms of time in which a working person can save enough money to be satisfied at the time of retirement, time is very short. Frankly speaking, even after working for 45 years, most people do not have enough capital at the time of retirement so they can leave the workforce.

Today, people are increasingly worried about their retirement plans. One question that haunts mind is how much to save for your future is guaranteed after retirement? But the answer to this simple question is not simple.

Make your spending budgets

Firstly, you must realize that your income is fixed. Read more…

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Recently we were looking for an internet marketing consultant to assist us with some new marketing initiatives that we had planned for our 13-year old business plan consulting firm, BizPlanIt.

We spoke to a handful of firms that seemed like they could do the job for us and received quotes in the range of $6,000 – $10,000 for the deliverables that we required. The quotes seemed pretty much in line with our expectations, so we all we had to do was decide how we wanted to pay for the work.

We could write a check out of our business bank account which means we were funding the project out of internally generated funds. W

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