Business Generation

Want to change the world? Become an entrepreneur. Sounds too simple, too idealistic, right? Ah, but it’s true. Entrepreneurs make change and in the small business field that’s precisely what we do. Have a new idea, a revolutionary concept, a new way to do something or build something that’s never been done before? Maybe you’re an entrepreneur too. Here’s more about how entrepreneurs are making a difference and what you need to know to join their ranks.

News

How women entrepreneurs are changing the face of Afghanistan. If you’re an entrepreneur, take a minute to watch this video…and share it with a friend. We guarantee it will inspire you and convince you once and for all that entrepreneurs, not politicians or armies, truly change the world. They create hope, prosperity and ultimately peace. Even in the darkest places and at the darkest times, entrepreneurs build a better world. There is no h

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Christmas is fast approaching and many High Street retailers will have geared up to try and get women to take out store cards when they go into the shop to buy an outfit for the festive season. Many women every year take out store cards, as shop sales staff make them sound enticing by offering customers money off their purchase right away.

Many of the popular High Street retailers have a big push on store cards at this time of the year, but these cards come with very high rates of interest, with some charging almost 30 percent interest. This means that a debt as small as £500 could take over a decade to repay if the cardholder only pays the minimum repayment each month, as the bulk of the repayment will be swallowed up in interest.

Store cards are said to be one of the most expensive forms of borrowing, but despite this there are around 12.9 million of them in circulation, with around £2.2 billion spent on them. T Read more…

NEW YORK – An auction of carbon emissions credits will deliver $735,475 to Rhode Island primarily for energy efficiency programs managed by National Grid.

The money comes from the Regional Greenhouse Gas Initiative’s tenth auction held Wednesday. The electronic auction raised $48.2 million through the sale of credits in the initiative’s 10-state jurisdiction that includes all of New England as well as Delaware, Maryland, New Jersey and New York.

The price to emit one ton of carbon dioxide was $1.86, the same as the previous auction, held in September.

But overall proceeds fell by $18.2 million and Rhode Island saw a $225,860 drop in its share. Massachusetts received $7.3 million, a $2.3 million drop compared with the previous auction.

Power sector CO2 emissions are capped at 188 million tons per year through 2014; between 2015 and 2018, the cap will be reduced by 2.5 percent annually for an overall reduction of 10 percent.

So far, Rhode Island has received $12.3 million through the 10 auctions. The B

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Most business owners can’t afford to put off till the afternoon what they can do in the morning. The same is true when it comes to tax season preparation.

It doesn’t matter whether you employ two people or 100, getting ahead of your obligations and your arms around tax law changes is good business management.

In this first tax preparation post, I’ll discuss some of the steps you can take now to prepare for wage reporting season, as well as some of the new and existing resources that can help streamline the process.  And, look out for Part 2, where I’ll walk through some of the key legislation that benefits businesses and employers for tax year 2010, and impacts your tax preparation.

Get Ready for the Busy January / February Employer Reporting Months

If you are a seasoned employer, have hired employees for the first time, or have used independent contractors in the past year, here’s what you need to know about your annual reporting obligations.

1)

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Prelude info to The Bible Mission

Tomorrow I will publish a post describing The Bible Mission in greater detail, but wanted to get the reading schedule out to you today so those who wish to join can get started today and stay on schedule.

Beginning today – December 1st, 2010 – I will begin reading through the bible 7 times each year.  To accomplish this, approximately 23 chapters will need to be read each day.  To mix it up I have decided to split the reading into 3 daily chunks – Old Testament in the morning, Psalms in the afternoon, and New Testament in the evening.

Psalm 1:1-3 reads, “Blessed is the man that walketh not in the counsel of the ungodly, nor standeth in the way of sinners, nor sitteth in the seat of the scornful.  But his delight is in the law of the LORD; and in his law doth he meditate day and night. And he shall be like a tree planted by the rivers of water, that bringeth forth his fruit in his season; his leaf also shall not wither; and whatsoever he doeth shall prosper.”

I think it’s high time I took the Lord seriously, took Him at His Word, and turned my desire toward Him by spending a good portion of my days reading His Word.  If we do so, the Lord promises to prosper us… and that is the relation to personal finance, although the prospering should not be your desire, a pure desire is a hunger for God’s Word alone.

The Bible Mission reading schedule

Download the reading plan.

Following this reading schedule will allow you to read through the bible seven times per year.  God bless.

Old Testament daily reading (morning)

Dec 01: Genesis 1-16 Dec 02: Genesis 17-28 Dec 03: Genesis 29-40 Dec 04: Genesis 41-Exodus 2 Dec 05: Exodus 3-16 Dec 06: Exodus 17-29 Dec 07: Exodus 30-Leviticus 2 Dec 08: Leviticus 3-14 Dec 09: Leviticus 15-26 Dec 10: Leviticus 27-Numbers 8 Dec 11: Numbers 9-21 Dec 12: Numbers 22-32 Dec 13: Numbers 33-Deuteronomy 8 Dec 14: Deuteronomy 9-24 Dec 15: Deuteronomy 25-Joshua 5 Dec 16: Joshua 6-18 Dec 17: Joshua 19-Judges 8 Dec 18: Judges 9-21 Dec 19: Ruth 1-1 Samuel 13 Dec 20: 1 Samuel 14-26 Dec 21: 1 Samuel 27-2 Samuel 12 Dec 22: 2 Samuel 13-24 Dec 23: 1 Kings 1-10 Dec 24: 1 Kings 11-22 Dec 25: 2 Kings 1-13 Dec 26: 2 Kings 14-1 Chronicles 1 Dec 27: 1 Chronicles 2-11 Dec 28: 1 Chronicles 12-26 Dec 29: 1 Chronicles 27-2 Chronicles 14 Dec 30: 2 Chronicles 15-31 Dec 31: 2 Chronicles 32-Ezra 10 Jan 01: Nehemiah 1-12 Jan 02: Nehemiah 13-Job 10 Jan 03: Job 11-27 Jan 04: Job 28-41 Jan 05: Job 42-Proverbs 13 Jan 06: Proverbs 14-26 Jan 07: Proverbs 27-Song of Solomon 1 Jan 08: Song of Solomon 2-Isaiah 14 Jan 09: Isaiah 15-36 Jan 10: Isaiah 37-55 Jan 11: Isaiah 56-Jeremiah 7 Jan 12: Jeremiah 8-24 Jan 13: Jeremiah 25-39 Jan 14: Jeremiah 40-Lamentations 1 Jan 15: Lamentations 2-Ezekiel 13 Jan 16: Ezekiel 14-26 Jan 17: Ezekiel 27-40 Jan 18: Ezekiel 41-Daniel 6 Jan 19: Daniel 7-Joel 2 Jan 20: Joel 3-Nahum 3 Jan 21: Habakkuk 1-Malachi 4

Psalms daily reading (afternoon)

Dec 01: Psalm 1-5 Dec 02: Psalm 6-8 Dec 03: Psalm 9-13 Dec 04: Psalm 14-17 Dec 05: Psalm 18 Dec 06: Psalm 19-21 Dec 07: Psalm 22-25 Dec 08: Psalm 26-29 Dec 09: Psalm 30-32 Dec 10: Psalm 33-34 Dec 11: Psalm 35-36 Dec 12: Psalm 37-38 Dec 13: Psalm 39-41 Dec 14: Psalm 42-44 Dec 15: Psalm 45-48 Dec 16: Psalm 49-50 Dec 17: Psalm 51-54 Dec 18: Psalm 55-57 Dec 19: Psalm 58-60 Dec 20: Psalm 61-64 Dec 21: Psalm 65-67 Dec 22: Psalm 68-69 Dec 23: Psalm 70-71 Dec 24: Psalm 72-73 Dec 25: Psalm 74-76 Dec 26: Psalm 77-78 Dec 27: Psalm 79 Dec 28: Psalm 80-82 Dec 29: Psalm 83-85 Dec 30: Psalm 86-88 Dec 31: Psalm 89 Jan 01: Psalm 90-93 Jan 02: Psalm 94-96 Jan 03: Psalm 97-101 Jan 04: Psalm 102-103 Jan 05: Psalm 104 Jan 06: Psalm 105-106 Jan 07: Psalm 107 Jan 08: Psalm 108-109 Jan 09: Psalm 110-113 Jan 10: Psalm 114-117 Jan 11: Psalm 118 Jan 12: Psalm 119 Jan 13: Psalm 120 Jan 14: Psalm 121 Jan 15: Psalm 122-124 Jan 16: Psalm 125-132 Jan 17: Psalm 133-135 Jan 18: Psalm 136-139 Jan 19: Psalm 140-143 Jan 20: Psalm 144-146 Jan 21: Psalm 147-150

New Testament daily reading (evening)

Dec 01: Matthew 1-5 Dec 02: Matthew 6-10 Dec 03: Matthew 11-13 Dec 04: Matthew 14-18 Dec 05: Matthew 19-22 Dec 06: Matthew 23-25 Dec 07: Matthew 26-28 Dec 08: Mark 1-4 Dec 09: Mark 5-8 Dec 10: Mark 9-11 Dec 11: Mark 12-14 Dec 12: Mark 15-Luke 1 Dec 13: Luke 2-5 Dec 14: Luke 6-8 Dec 15: Luke 9-11 Dec 16: Luke 12-14 Dec 17: Luke 15-18 Dec 18: Luke 19-21 Dec 19: Luke 22-24 Dec 20: John 1-4 Dec 21: John 5-7 Dec 22: John 8-10 Dec 23: John 11-13 Dec 24: John 14-18 Dec 25: John 19-Acts 1 Dec 26: Acts 2-6 Dec 27: Acts 7-9 Dec 28: Acts 10-14 Dec 29: Acts 15-18 Dec 30: Acts 19-22 Dec 31: Acts 23-27 Jan 01: Acts 28-Romans 4 Jan 02: Romans 5-9 Jan 03: Romans 10-15 Jan 04: Romans 16-1 Corinthians 6 Jan 05: 1 Corinthians 7-12 Jan 06: 1 Corinthians 13-16 Jan 07: 2 Corinthians 1-8 Jan 08: 2 Corinthians 9-Galatians 2 Jan 09: Galatians 3-Ephesians 3 Jan 10: Ephesians 4-Philippians 2 Jan 11: Philippians 3-1 Thessalonians 1 Jan 12: 1 Thessalonians 2-1 Timothy 2 Jan 13: 1 Timothy 3-2 Timothy 3 Jan 14: 2 Timothy 4-Hebrews 4 Jan 15: Hebrews 5-10 Jan 16: Hebrews 11-James 3 Jan 17: James 4-2 Peter 1 Jan 18: 2 Peter 2-1 John 5 Jan 19: 2 John 1-Revelation 5 Jan 20: Revelation 6-14 Jan 21: Revelation 15-22

Download the reading plan.

Customize your reading

Feel free to read the OT, Psalms, and NT readings all in one sitting if you prefer – or – read the daily chapters in whatever order and/or time of day you wish… the most important thing – and the underlying point – is simply to immerse yourself in the Word of God every day.  Let us bring the meaning of Psalm 1:1-3 to life!

Psalm 1:1-3 reads, “Blessed is the man that walketh not in the counsel of the ungodly, nor standeth in the way of sinners, nor sitteth in the seat of the scornful.  But his delight is in the law of the LORD; and in his law doth he meditate day and night. And he shall be like a tree planted by the rivers of water, that bringeth forth his fruit in his season; his leaf also shall not wither; and whatsoever he doeth shall prosper.”

Again, the Lord promises to prosper us in this endeavor… and that is the relation to personal finance, although the prospering should not be your desire, a pure desire is a hunger for God’s Word alone.  God bless.

BOSTON – State Street Corp., the third-largest custody bank, said it will cut 1,400 jobs beginning this week and trim real estate costs as interest rates near zero erode profit.

The measures, which will pare State Street’s workforce by 5 percent, are part of an effort to save as much as $625 million a year by the end of 2014, the Boston-based company said Tuesday. State Street said it will book restructuring expenses of up to $450 million before taxes over four years.

“They’re feeling the effect of the low interest-rate environment, and they want to show investors they will manage expenses as astutely as they can,” Gerard Cassidy, an analyst at RBC Capital Markets in Portland, Maine, said in a telephone interview.

CEO Joseph “Jay” Hooley, who took over in March, has set a long-term goal of increasing earnings by 10 percent to 15 percent a year. With record

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